Sr. Risk Assessment Manager

At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle, Paze, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

The three lines of defense risk model is a vital framework for risk management in financial service providers. Continuously improving on this model is crucial for financial service providers like EWS to adapt to changing regulatory environments, emerging risks, and technological advancements. By constantly refining our risk management processes, we can enhance our resilience, maintain trust with stakeholders, and effectively navigate the evolving financial landscape.

Early Warning Services (EWS) is in an exciting era of growth and change. There is a need for a risk leader to be dedicated to risk assessments. The role of Senior Risk Assessment Manager is responsible for driving a consistent operating model for the oversight and execution of new and existing products and services. This role will work closely with business leaders to assess the risk and control environment across products and services and ensure that EWS is proactively managing the known and emerging risks associated with them.

Essential Functions

The primary responsibility of the Senior Risk Assessment Manager is to assess risk alongside EWS leaders and their risk managers. Risk assessments need to continuously be performed to ensure new products/business initiatives and material changes to existing products/business initiatives and processes have been thoroughly vetted and risks have been identified and are monitored in a transparent and proactive manner. The ideal candidate for this role will seamlessly work with Business Risk Owners and 2nd Line Risk to ensure that risks are well known, documented, and mitigated to the desired level.

• Facilitate the execution of assigned business function's product/operations risk assessments and new business initiatives.

• Work with all appropriate parties to identify issues with operational risk programs and processes; document and report; escalate as appropriate; and follow through to remediation.

• Assist with the identification of key risks and mitigating controls including oversight and challenge for the first line in determining appropriate action plans necessary to address gaps in identified controls or missing controls, inclusive of a risk assessment.

• Perform root cause analyses on identified risk events and recommend improvements to prevent these risk events from reoccurring in future.

• Recommend improvements to enhance programs to maintain currency with changing business and regulatory requirements.

• Collaborate with management in the design of key risk indictors (risk tolerance metrics).

• Identify emerging risks, facilitate discussions with the business to develop a risk response strategy, and make recommendations to improve the related control environments.

• Lead other various risk management projects and deliver with minimal oversight.

• Establish and maintain effective working relationships within the business units and departments.

• Support the production of necessary reports to executive management and committees.

• Evolve and improve the risk assessment process.

• Other duties as assigned.

• Support the company's commitment to risk management and protecting the integrity and confidentiality of systems and data.

Minimum Qualifications

• Education and/or experience typically obtained through completion of a Bachelor's degree.
• 8 or more years of audit, process improvement, or risk management experience.
• Experience with the "three lines of defense" model.
• Strong understanding of compliance and risk management frameworks.
• Highly effective verbal and written communication and presentation skills with all levels of the organization.
• Strong interpersonal and collaborative skills to build partnerships and alliances and influence strong risk management practices.
• Excellent problem solving and critical thinking skills.
• Proactive self-starter.
• Highly organized with ability to prioritize multiple tasks and achieve objectives in a fast-paced environment.
• Unyielding commitment to highest professional ethics.
• Comfortable to work in an ambiguous environment.
• Background and drug screen.

Preferred Qualifications

• Risk management certification, such as CERP, CRMP.
• Risk management certification related to the payments industry.
• PMP, Six Sigma, or Lean training/certification.
• Experience working with regulators through audits, findings, MRAs, etc.
• Technology risk experience.

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

The above job description is not intended to be an all-inclusive list of duties and standards of the position.

Incumbents will follow instructions and perform other related duties as assigned by their supervisor.

Some of the Ways We Prioritize Your Health and Happiness

• Healthcare Coverage-Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.
• 401(k) Retirement Plan-Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.
• Paid Time Off -Unlimited Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.
• 12 weeks of Paid Parental Leave
• Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

AndSOmuch more! We continue to enhance our program, so be sure tocheck our Benefits page here for the latest. Ourteamcan share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.