Commercial Underwriting and Analyst Manager

Manages credit underwriting and credit management activities within the team to ensure that these activities are done in an efficient manner while maintaining acceptable credit risk in the team's loan portfolio. Provides management, support and decision making for personnel within assigned regional team to attain established goals. Assures implementation of and adherence to loan policy and procedures, laws and regulations. Manages the training and coaching of staff, specifically those newer to the role. Participates as needed in underwriting activities including analyzing customer financial statements, tax returns, budgets, and other financial data, specifically those that are more complex in nature.

The payscale for this position is: $100,276.11 - $150,414.16

Performs risk management and administrative functions:

• Serves as the primary leader of the analysts and underwriters with a supporting role in leading the Portfolio Managers.
• Encourages the team to coordinate and actively participate in the Commercial Banking Officers' (CBO) business development activities, fostering a team approach to business development.
• Conducts customer and prospect calls jointly with CBOs to enhance existing relationships and attract new customers.
• Ensures that the underwriting training needs of the team are met.
• Coordinates with the CBOs in determining the efficient allocation of underwriting resources to help ensure efficient completion of Credit Authorizations, annual term loan reviews and other underwriting functions.
• Takes leadership role in the recruiting efforts and succession planning for growing and maintaining the underwriting needs of the team within the region of authority. Coordinates efforts with Human Resources and Chief Banking Officer and Chief Credit Officer.

Performs a variety of managerial and administrative functions:

• Will conduct regular meetings (scheduled depending on need) for training and leadership on topics such as financial analysis, policy and procedure adherence, and best practices.
• Will set short- and long-term development goals for the team and hold them accountable for the achievement of those goals.
• Conducts a formal performance review at least annually with each direct report based in part on the input from CBOs and other partners.
• Involved with subordinate personnel issues, including but not limited to promotions, demotions, and employee performance improvement plans.
• Will work with Chief Lending Officer and/or Human Resources as needed regarding issues with personnel.
• Develops the credit, customer relations, and interpersonal skills of team through a combination of goal setting, delegation, training, counseling, and performance appraisals.
• Communicates and interprets bank guidelines, policies, and programs in coordination with Executive Management and Human Resources.
• Participates in formulating short- and long-range team plans and evaluating the team organization structure and operating procedures.
• Keeps abreast of new underwriting methods and techniques, key industry trends and conditions and changes in laws, regulatory policies, and accounting procedures.
• Daily monitors administrative activities of team members to assure minimal risk to Bank.

ADDITIONAL RESPONSIBILITIES:

• Adhere to Wheatland Bank Core Values
• Keep management informed of area activities and any significant problems
• Provide exceptional customer service to all customers, both internal and external.
• Represent Wheatland Bank in a Professional fashion to include; professional image, confidentiality, regular and consistent attendance, punctual.

QUALIFICATIONS:

• Bachelor's degree in related field (Business Administration, Finance, or Economics) and/or equivalent experience
• Minimum 10 years commercial / corporate banking experience.

KNOWLEDGE, SKILL, ABILITY:

• Excellent knowledge of all Bank services and the ability to be creative and innovative in the use of products and services.
• Strong people management techniques and knowledge of Bank personnel policies and procedures.
• Sound credit judgment and strong underwriting skills.
• High level of analytical skill to conduct loan analysis, monitor loan progress in consideration of market trends, credit/interest rates, economic conditions, etc.
• Strong verbal and written communication skills.
• Supervisory training or experience.
• Accurate, punctual, alert, dependable, and professional in appearance.
• The ability to relate to others and impart knowledge and information in a clear, precise manner is essential.
• Proficiency in technological tools such as Excel, Word, Outlook email system.
• Experience with bank software including nCino, Moody's, and/or Jack Henry is a plus.
• Ability to independently function efficiently and effectively under demanding and continual deadlines while maintaining a professional demeanor.
• Mental capacity to evaluate, calculate and interpret complex information and situations simultaneously.
• Ability to manage time and stress effectively to insure no loss of efficiency
• Ability to prioritize tasks and handle multiple priorities while maintaining a high level of service to clients.
• High level of written and verbal comprehension, articulating complex ideas clearly and communicating effectively.
• Ability to learn new processes and ideas.

WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: up to 35lbs.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.