Early Careers: Underwriting Intern

Aon invites ambitious college rising seniors to join our 2026 Summer Internship Program in our Aon Affinity U.S. Underwriting group. Immerse yourself in a unique and exciting environment as you sample a career that offers global reach and makes a tangible impact on our clients!

Locations:

The interns will be based out of one of Affinity's offices in either Chicago, IL., Ft. Wayne, IN., Washington, D.C., or Ft. Washington, PA.

Aon is in the business of better decisions

At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.

Affinity Underwriting Internship Program

Aon Affinity U.S., one of the largest program administrators in the United States, seeks passionate, engaged, and energetic individuals to join our internship program. Interns can gain valuable professional experience, while working as a part of our industry leading businesses. Upon completion of the summer internship, exceptional rising seniors may be extended an offer to join as a full-time colleague upon graduation.

What's Underwriting?

Simply put, underwriting separates good insurance businesses from great ones. When McKinsey compared the top performing quintile of insurance companies to the bottom in terms of profitability, they discovered there's a 2% - 4% difference in expenses and a 28% difference in loss ratio. Loss ratio is the difference between premium insurers take in compared to claims dollars they pay out. Underwriters select risks and determine the premium that customers pay. This practice has the biggest impact on insurer profitability, which is why Underwriters often rise to the top echelon of insurance company leadership.

Why Affinity Insurance Services, Inc.?

Affinity is a leading provider of specialty insurance solutions with decades of experience in the design, administration, marketing, underwriting, broking, and delivery of customized programs to a variety of markets. Affinity's 1,400 colleagues across 15 offices place more than $4.4 billion in premium and premium equivalents on behalf of 34 million customers through 18,000 active broker distributors. We partner with many leading insurance companies as their managing general underwriter. In addition, we provide some non-insurance solutions directly to consumers or through sponsored partnerships with over 300 corporate or association clients.

What is the Affinity Underwriting Internship Program?

The Underwriting Internship is an intensive 10-week experience in which Interns are educated in insurance and underwriting concepts, and experience how those concepts are put into practice within different types of underwriting models. Interns get hands on experience in underwriting analysis, risk selection, and pricing. Interns learn about the impact insurance coverage forms have on underwriting outcomes. The Interns gain knowledge about client and broker relationship skills. They also learn about how risk management, loss control, claims management and other services play a vital role in a successful underwriting business. In addition to gaining knowledge and experience within underwriting businesses, the Interns learn about the many underwriting career paths available and the Aon programs that support and accelerate early career development.

A Typical Day Could Include:

• Be exposed to and learn the essentials of insurance (risk, perils, hazards, risk transfer, and management, etc.) from an underwriting mentor.
• Benefit from specific product training sessions.
• In-person or virtual client interactions.
• Generate a risk analysis of an existing Affinity client or a prospective client.
• Prepare provisional quotes for review and approval by your underwriting mentor.
• Compare and contrast policy forms and prepare coverage summaries.
• Evaluate available data and create benchmarking reports.
• Work closely within an assigned Affinity business unit, attend team meetings, learn client relationship management, and develop underwriting skills.
• Learn sales and negotiation techniques.
• Attend claims review meetings and become familiar with the loss management process.
• Participate in strategy sessions with Affinity marketing department as promotional campaigns are developed and implemented.
• Work with fellow Affinity Interns on special group projects

How this opportunity is different

This is a 10-week paid program across various U.S. offices with access to leaders through weekly learning sessions and a chance to interact with colleagues globally. You will engage in challenging client projects with the benefit of continuous formal and informal feedback and the enjoyment of social outings and community service activities throughout your internship!

Skills and experience that will lead to success

• Analytical thinking and problem solving
• Ability to work in teams and cultivate relationships.
• Excellent verbal and written communication skills
• Intellectual curiosity
• Adaptability
• Demonstrated leadership or initiative at school, work, and/or community.

Qualifications:

Rising seniors graduating between December 2026 - June 2027 with a minimum cumulative GPA of 3.0.

Please note: immigration sponsorship not available for this role.

What sets our program apart from the rest?

Explore Aon's culture and business areas, developing practical skills vital for the future success and postgraduate opportunities. Engage in weekly spotlights, community outreach events and networking opportunities with peers, fostering an understanding of exceeding client expectations and delivering distinct products and services.

Development Planning

Participate in a comprehensive development plan that includes deeply understanding Aon's business areas, ethical standards, professional environment, networking opportunities, learning internal systems, and honing interpersonal and team-building skills through collaboration events and colleague networking opportunities.

Future Opportunities

Our program offers meaningful exposure to Aon, preparing interns for short-term and long-term career opportunities. Outstanding interns may receive offers to join Aon's Launch Program, an early careers development opportunity, as a full-time colleague with generous benefits and tangible career path.

How we support our colleagues

In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!

The salary range for this position (intended for U.S. applicants) is $21.00 - $24.50 hourly. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location.

Aon offers a benefits package for temporary and seasonal employees who will work 20 or more hours per week including: medical, dental, and vision insurance at the employee's expense, critical illness insurance, 10 Company holidays per calendar year (paid, if eligible), paid sick leave as provided under state and local law, and a 401(k) savings plan with employer contributions. Eligibility for benefits are governed by the applicable plan documents and policies.

Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.

Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.

Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply.

We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.com

For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances.

Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

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