New 
Business & Functional Analyst
 Tata Consultancy Services | |
$90,000 - $110,000
| |
 United States, New York, New York | |
 Oct 28, 2026 | |
|
Job Description
Must Have Technical/Functional Skills *
Business Analyst in Lending and Credit Risk domain (Private Individual clients) *
Minimum 6+ years of onsite professional working experience required. *
Broad experience (also practical) in requirements engineering for large-scale IT solutions as part of scrum teams (working directly with the engineers) *
Broad experience (also practical) in detailing and creation of User Stories as well as concepts and specifications for agile delivery teams *
Good analytical and communication skills, strong independence and initiative, ability to work in agile delivery teams *
Knowledge of Banking IT (e.g., Frontends & Channels and Cloud Knowhow) and experience in Lending processes and Credit Risk workflows. *
Experience in API design (swagger definition) and data mapping. *
Strong background in systems integrations based on data-driven API's. Roles & Responsibilities *
Lead requirement gathering and analysis workshops with Lending, Credit Risk, and business stakeholders. *
Convert business requirements into well-defined User Stories, Epics, and Acceptance Criteria for Agile teams. *
Collaborate closely with Product Owners to maintain and prioritize the product backlog. *
Define and document end-to-end lending, credit assessment, and credit risk business processes. *
Create functional specifications, process flows, business rules, and solution design documents. *
Analyze and define API requirements, including Swagger/Open API specifications and integration workflows. *
Perform source-to-target data mapping and ensure accurate data flow across integrated systems. *
Work directly with developers and QA teams to clarify requirements and support sprint delivery. *
Support SIT/UAT testing, defect triage, and business validation to ensure requirements are met. *
Act as the liaison between business, technology, and external stakeholders, ensuring successful delivery of lending and credit risk solutions in an Agile Scrum environment.
Salary Range: $90,000 to $110,000 per year
Location
New York, NY
Function
TECHNOLOGY
Role
Business Analyst
ID
432173
Skills
Business Analysis
Salary Range
$90,000 - $110,000 Desired Candidate Profile
Qualifications BACHELOR OF COMPUTER SCIENCE | |