Relationship Manager III

Cadence Bank
United States, Texas, Lufkin
Nov 22, 2024
Description What The Role Is Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial. How You Will Make An Impact Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits. Interviews commercial applicants and processes loan applications. Analyzes applicant's financial status and credit to determine feasibility of granting loan. Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy. Approves loans that meet established lending criteria and are within approved lending limits. Maintains customer relationships. Manages a portfolio of consumer and commercial loans (primarily commercial). May coordinate some collection efforts. Provides and maintains a professional, business-like atmosphere within the banking division. Represents the financial institution in public relations activities and community affairs. Who You Are Excellent interpersonal and customer service skills. Sales oriented. Strong desire to be part of a winning team that is growing our presence. Education Bachelor's degree or equivalent work experience. Experience A minimum of 6 - 8 years experience in a financial institution as a commercial lender. Knowledgeable of laws and regulations applicable to lending practices. Proven track record of developing new business and successfully managing a portfolio. Characteristics Regular and reliable attendance. Works cooperatively with others. Strong Interpersonal skills Excellent foundation in Commercial Lending. If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply. Cadence Bank #LI-EW1 Qualifications Behaviors Dedicated - Devoted to a task or purpose with loyalty or integrity Detail Oriented - Capable of carrying out a given task with all details necessary to get the task done well Motivations Ability to Make an Impact - Inspired to perform well by the ability to contribute to the success of a project or the organization Self-Starter - Inspired to perform without outside help Education Bachelors (required) Experience 6 - 8 years: Experience working in a financial institution as a commercial lender. Have knowledge of laws and regulations applicable to lending practices. (required) Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)